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If you want to establish credit, need cash fast, want to access funds in your certificate of deposit (CD) without paying a penalty, or if you’re just looking for a loan with a low rate, this type of loan may be the best option for you. You’ll save money with a low loan interest rate while you continue to earn interest on your passbook savings or CD. There are interest-only payments billed monthly. You may borrow up to 90% of the passbook savings or CD balance and the interest rate is only 3% over your deposit rate. |
