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Home Equity Loans
 

Scituate Federal Savings Bank offers fixed-rate equity loans from $5,000 to $250,000 on 1-4 family properties that are either a primary residence or second (vacation) home. You can borrow at a fixed rate for a portion of the appraised value of your home with up to 30 years to repay with no closing costs and no application fee. And in most cases, the interest you pay may be tax deductible. Consult with your tax advisor regarding the deductibility of interest.

Find the product and loan terms that are right for you on our rate chart below and apply now – or, should you have any questions, or for additional information and Loan-to-Value requirements, call or visit any one of our convenient branch locations.

 

Rates as of Tuesday, November 18, 2008

Product Description Interest Rate Points APR Payment per $1,000 Payments Apply
Home Equity Fixed Rate Loans
60 Months   6.000% 0.000 6.000% $19.33 Show Payments
120 Months   6.250% 0.000 6.250% $11.23 Show Payments
180 Months   6.500% 0.000 6.500% $8.71 Show Payments
360 Months   6.750% 0.000 6.750% $6.49 Show Payments
“Notations”:
These rates are with direct withdrawal from a Scituate Federal Savings Bank account.
Add ¼% if not utilizing direct withdrawal from a Scituate Federal Savings Bank account.
 
ALL RATES, TERMS AND PROGRAMS ARE SUBJECT TO CHANGE WITHOUT NOTICE.

The Online Equity Loan Application Process

For more information, please call or visit any one of our convenient branch locations.

 

 

Member FDIC

72 Front St.
Scituate MA 02066
781-545-0016